Chapter 7 Bankruptcy Lawyer: Choosing the Right Person to Help You

It’s never easy to admit that you can’t just make ends meet or pay the bills. When you realize you can’t catch up on your debt, the decision to file for Chapter 7 bankruptcy may be the best option. For this, it is highly recommended to seek a good lawyer. Although choosing the right person can be difficult, finding the best attorney can help you start over in as little as four months.

As you begin your search for a good Chapter 7 bankruptcy attorney, you should start by considering the costs associated with their hiring help and filing the forms. First, one must find a Chapter 7 bankruptcy attorney who has a free consultation service. Although most companies offer this service for free, some do not. Always ask if the first visit is free, and then you can go to any session without worry and learn the circumstances and costs of filing documents and hiring help before agreeing to anything.

Just like choosing someone to help you, you have to trust that person. Ask your friends and family for advice. Maybe you can find someone who has also had to file for Chapter 7 bankruptcy and ask their advice. Another route you can take is to call a few law firms and get referrals. If they have done a good job, they will be happy to give you some references that you can explore to see the quality of their work.

Once you have decided on the company, always be very up front and ask about the costs of everything you will do. Although it varies, usually the first sessions cost around thirty dollars, and the final consultation is around twenty dollars. There are now companies that offer online counseling sessions as well, which you can pay for after the process.

Other fees associated with filing bankruptcy are varied. The simple filing fee itself for a Chapter 7 bankruptcy is approximately four hundred dollars. Thereafter, it is important to understand how the lawyer will be paid for his services. For example, your typical fee for the use of your service is $2,500. First, you will most likely be required to make a first payment before services begin. This could be half the fee or typically around $1,000. These will be paid for by your monthly trustee payments. Chapter 7 will be around another $750. Thereafter, in order for your Chapter 7 to be fully discharged, you will need to pay your attorney’s fees in full.

Finally, you need to find a lawyer who will give you all the attention you deserve. Time is of the essence, and closing loose ends as quickly as possible is very important. Make sure they are willing to give you the attention you need to get it over with quickly.

So before you sign, follow these guidelines and use this knowledge to find the best lawyer for you. With some good help, you can be on your way to starting over in no time.