Debt Collection Tips – Explosive Debt Collection Tips Guaranteed to Drive Collectors Crazy

Debt Collection Tips for Consumers Burdened with Debt: There are certain things that even top-tier award-winning bill collectors don’t want to see or hear from consumers. When they do, they have no choice but to dispense with their false sense of “I’m going to get you, tuck my tail between my legs, and walk away” bravado. They know that if they cross the line and continue further, they are jeopardizing their livelihood, their business license, and potentially setting themselves up for investigation and then closure by the Attorney General.

In today’s economic turmoil, savvy debt collectors aren’t willing to risk their cash cows. The information you are about to receive is explosive, because it allows you to put debt collectors in their shoes, OUT OF YOUR LIFE!

Want to drive bill collectors crazy? Then heed this debt collection tip! – I must preface everything I am about to share with this statement; this debt collection tip IS NOT about skipping your bills. It is NOT about outbidding your creditors. It is NOT about racking up bills and then walking away. This is also not debt collection advice about beating the system or creditors in any way, shape or form! It’s all about getting through tough economic times without losing your sanity!

the fear factor; The Debt Collector’s Ace in the Hole: Due to the nature of their business, the main tool used by debt collectors is fear! They charge and impose fear by making weary, debt-burdened consumers lose sleep over worrying about their credit scores being ruined, wage garnishment, bankruptcy filing, and embarrassment to their employer, family members, friends or the public upon learning of your debt problem.

Collectors employ other abusive tactics that might make your head spin if you didn’t know better. Like the trick of making people think they can be jailed for not being able to pay their bills. Be clear on this; Debt collectors will take advantage of consumers who don’t know THEIR RIGHTS!

Getting in the Right Debt Collection Counseling Mindset: Let’s say you OWE $107,000.00 in credit card debt and you’re being harassed by seven different collection agencies. They call you all day, evening and night and send you collection letters. The problem is; You just can’t afford to pay right now.

You’ve tried to explain your situation to them, but they keep harassing you. The calls and letters are affecting your marriage, your job performance, and your general peace of mind and home life. So what should I do? REPEAT THIS AFTER ME, “I have rights and NO debt collector is going to violate them!”

Even if you owe the money, YOU STILL HAVE RIGHTS under the FDCPA! That’s the acronym for the Fair Debt Collection Practices Act! You can STOP ALL CALLS and you can stop ALL debt collection letters, but only if you heed this debt collection tip: You must read the FDCPA and know your rights under the LAW. Once you know your rights and exercise them, you’ll drive collectors crazy!

It will drive them crazy because they know the penalty for violating ANY provision of the FDCPA. What are you waiting for? Get in touch with the FDCPA, grab a cup of coffee or tea and maybe a donut, find a quiet place and start reading. Once you’re done, implement what you’ve learned and enjoy a more peaceful life. In the event that a debt collector crosses the line and violates ANY provision of the Fair Debt Collection Practices Act, your next debt collection tip is to consult with a consumer defense attorney and then SUE.