Raleigh NC Apartments Approving with Bad Credit, Breached Lease, Bankruptcy, or Criminal Record

If you’re looking for an apartment to rent in Raleigh NC but have bad credit, a previously broken lease, bankruptcy, or even a felony or misdemeanor, there’s a good chance you’ll be denied. This is the frustration faced by many who propose to look for apartments in North Carolina’s largest city without good credit scores or rental history. In recent decades, apartment complexes have tightened their qualification requirements for new tenants and don’t insist on near-perfect credit before processing an approval.

Just because you have bad credit or a troubled rental history doesn’t automatically mean that every apartment in Raleigh will disapprove of you; but it does mean that things will be more difficult for you when it comes to finding an accommodating leasing manager. You may have to search longer and longer, and many applicants in this category end up giving up. If you’re in Raleigh and looking for decent apartment units, but your credit is less than flattering, here are some places to look:

As we mentioned, if you search diligently enough, there will be one or two apartments that will be willing to work with you. These are usually called “second chance apartments” and exist throughout the city, but are hard to find mainly because they are not advertised. Their unwillingness to advertise is solely because they want to maintain their reputation as safe housing communities that accept only the highest quality applicants.

One way to find these types of apartments is to use the Internet. The web has many search results if you are looking for apartments with bad credit in Raleigh. Once again, you may have to go beyond a simple casual search and dig deeper. Apartment locators can also be helpful, especially today when most of them do not charge anything to help you locate a housing unit. They may know one or two places where there’s a good chance you’ll get approved.

Also remember that even if you find an apartment that agrees to work with you, there will be basic requirements to meet. One of them is that you must have a job for at least 6 months. Your income must also be 3 or more times higher than your rent, and eventually you may be asked to succumb to a background check to see if there are any felonies on your record.